Want to pitch in with friends or family on a big present for a loved one, but don’t want the financial risk of putting it on one credit card? Ease the pain by picking the gift, writing the card, collecting the money, and sending it to the recipient – all online. Check out edivvy.com, which lets you invite others to chip in online and track the amount of money your group has paid. Read more about edivvy.com on our Real Women Real Value blog!